Good Credit To Buy A Car at Buying

Good Credit To Buy A Car. So, what credit score do you need to buy a car? Some lenders use specialized credit scores, such as a fico auto score.

While credit requirements and loan terms will vary depending on the lender, patelco and golden 1 offer a 1.00% discount when you use their auto loans to purchase an enterprise used car. Like other loans though, the higher your score the better your terms will be, and moving into a better tier of credit score could lead to substantial savings. In short, you’ll probably get a better interest rate if your score is over 661.

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A credit score that’s good enough to get you an auto. A car loan has two common effects on. In general, you'll need at least prime credit, meaning a credit score of 661 or up, to get a. A good credit score to buy a car is often above 660, as you're then considered a prime borrower.